#BABY I NEED YOU SO HOW TO#
#BABY I NEED YOU SO PLUS#

If it's what you want, then it's worth every penny. You can make it work by doing things like finding inclusive insurance, seeking out family building loans and grants, or saving up with an HSA or FSA account. But everybody we spoke to for this episode told us they plunk all that money down again in a heartbeat.

#BABY I NEED YOU SO PLUS#

Fertility treatments are just another part of that expense that some people will need to plan for, especially if you're a member of the LGBTQ plus community. And if that life includes building a family, it's going to be expensive regardless. You have to put your money towards the kind of life you want to live. One of my biggest takeaways when it comes to personal finance is minimizing regret. So I am a non-bio and a bio mom and I gave birth to one and my wife gave birth to the other and I wouldn't change a thing. And finally, after I wised up and took some matters into my own hands and switched doctors and started acupuncture and start taking all these herbal things, I finally got pregnant with a very lightly medicated IUI with the new doctor on the second try, and that's my story. We got another loan out against Ann's pension, so that's another 20 to $25000 loan, which we're still paying. I did over 20 IUIs, three IVF cycles, all of which we paid for. I went through two and a half to three years of infertility, unexplained infertility. So we took a 20 to $25000 loan out against the pension to pay for that baby. She's a teacher, we're in a lucky position and they let us do that. We went to Ann's pension and asked if we could take a loan out against her pension. Like I think the range was between 12000 to 25000 and we were like, Look there, we have to do it. And it's also an estimated cost because they don't know how many transfers they're going to get. She and her wife are currently trying to get pregnant, and she had a lot of questions for Jaimie and E about their experiences and how they were personally able to make it work financially. For the first part of this episode, I'm passing the baton to my senior producer, Haley Thomas.

#BABY I NEED YOU SO HOW TO#

So on today's show, we're getting all up in the business of baby making what's involved, why it cost so much, and how to pay for it all.

And that's not even including all the other medical costs associated with having kids. And those procedures require a hefty investment, like anywhere from $15,000 to well over a hundred grand. The only way these folks can have biological children is through assisted reproductive technology, things like artificial insemination and surrogacy. But for people experiencing infertility, LGBTQ plus couples and singles in particular, the cost can be super steep. But I have a lot of respect for parents and all they have to go through to have kids. Not to mention that I want to reach my goals of retiring myself and my mom early. I just grew up as the oldest of three and I got my fill of babysitting and changing diapers. For those of you who follow me on social media, you already know I personally don't want kids. So in order to make babies, they needed a little help from science and medicine. They're co-host of the podcast If These Ovaries Could Talk, they're describing what it costs them to start families.

Baby i need you so